«out The Role Summary The Suspicious Activity Monitoring BSA Officer is a vital resource for the organization’s compliance with safety and soundness regulations. Will perform all functions necessary to maintain compliance with the GBCI BSA/AML/OFAC Program, Policies, and Procedures for the bank to comply with legal and regulatory requirements and maintain satisfactory ratings on all BSA Audits and Exams. The ability to motivate or influence internal or external senior level professionals is a critical part of the job requiring a significant level of influence and trust. Obtaining cooperation and agreement on important outcomes via frequently complex, senior level dialogues as well as a professional level of written communication skills are essential to the position. This is a Corporate position which may be located at an available bank division location across our eight-state footprint in AZ, CO, ID, MT, NV, UT, WA, or WY. The entry rate for this position is $58,011.68/ per year (calculated for Kalispell, MT). All compensation offers are analyzed individually and take into consideration multiple factors including but not limited to geographic location, years of experience, and educational background. WA Applicants ONLY range: $63,187.86 to $94,781.80 a year. Description Monitor accounts for possible SAR reporting, researching, and creating SAR’s when needed. Serve on the corporate SAR review committee. Report SARs to FINCEN in a timely manner. Coordinate the development, implementation, and ongoing monitoring of a division’s day-to-day compliance with BSA/AML/OFAC requirements. Work with operations units to investigate transactions that are suspicious in nature. Work cooperatively with local, state, or federal authorities to investigate suspicious account activity. Analyze account data for suspicious activity using the AML monitoring system. Maintain an understanding and working knowledge of banking operations as they relate to BSA/AML/OFAC compliance including teller functions, new accounts, wire transfers, electronic banking and letters of credit. Ensure that training is kept current on BSA/AML/OFAC regulations. Assist the corporate BSA officer in developing and maintaining standard procedures to detail the bank’s efforts to comply with BSA/AML/OFAC requirements. Perform administrative functions including, but not limited to, ensuring policy revisions are reviewed, understood, and clearly communicated to all division employees, and that recordkeeping requirements are followed regarding BSA/AML/OFAC related areas. Review, file, and monitor CTR reporting. Assure CTR exemptions are analyzed, maintained, reviewed annually, and documented properly. File accurate reports with the Department of Treasury according to the required timelines. Serve as a point of contact and provide support (i.e. data gathering) to internal auditors during the audit process. Ensure exam requests are handled in a timely, confidential manner. Assist in the development of BSA training materials and program. Facilitate and ensure; all employees are scheduled for annual training, new employees receive training within 30 days of start date, and new front-line employees complete BSA training before working on their own. Keep the consolidated training tracker up to date. Review Clients for CIP, CDD, and EDD. Review, analyze and maintain Monetary Instruments and Logs. Review a variety of lists as assigned such as High-Risk Customer lists and 314(a) Suspect Match lists. Review OFAC customer identification and transaction interdiction software daily for accuracy. Must comply with all company policies and procedures and all applicable laws and regulations, including but not limited to, the Bank Secrecy Act, the Patriot Act, and the Office of Foreign Assets Control. Must complete the assigned online training courses and achieve a passing score by due date. About You Qualifications To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Education Required/Preferred Education Level Description Required Associate Degree Two-year college degree in Business, Intelligence Studies, Accounting, Finance, Law, Criminology, or related field. Preferred Bachelor’s Degree Bachelor's Degree in Business, Intelligence Studies, Accounting, Finance, Law, Criminology, or related field. Experience Required/Preferred Experience Level Description Required 3 years Demonstrated banking experience in branch/back office operations, compliance, audit, lending or a related function. Required 1 year Investigations experience preferably in law enforcement, security, fraud, or anti-money-laundering. Required Advanced / Specialized Knowledge Advanced knowledge of general Bank products and services, particularly those offered in a community banking environment, including understanding of bank operations and the flow of funds through a financial institution. Required Knowledge Of Knowledge of BSA/AML regulations and compliance as it applies to BSA reporting requirements, suspicious activity for money laundering, terrorist financing and fraud. Knowledge of AML and terrorist financing red flags and typologies as well as businesses who pose higher AML/CFT risk. Preferred Advanced / Specialized Knowledge Experience using Excel for data review and analysis, including use of Pivot Tables, charts, and Macros. Would an equivalent combination of relevant education and work experience be considered?: Yes Required Skills and Abilities Employee must be trustworthy and possess a significant level of credibility, discretion, and diplomacy. Employee must be capable of interacting calmly and professionally with a variety of people from diverse backgrounds at various levels within and outside of the organization. Employee must be a team player with a passion for customer service and a proven ability to build rapport and work effectively with employees at all levels of the organization. Employee must be well organized with ability to prioritize and multi-task in a fast-paced work environment and meet deadlines with minimal supervision. Employee must have excellent search and navigation skills. Ability to take initiative, and make decisions based on regulations, company policies, knowledge, and experience with minimal supervision. Ability to learn other computer programs and systems in a timely fashion. Ability to serve as a backup for other staff members in a mutually supportive teamwork environment. Employee must be capable of regular, reliable, and timely attendance. What We Offer COMPENSATION & BENEFITS: Starting salary is dependent upon relevant experience and may vary based on the geographic location of the position. We offer an extensive benefits package that includes, but is not limited to medical, dental, vision, and life insurance. Coverage is available to employees and their eligible dependents in accordance with our written plan documents. You may also be eligible for a health savings account option, an Employee Assistance Program (EAP), a health rewards program, a retirement savings plan, including 401(k) and Profit-Sharing plans, short and long-term disability benefits, education and training benefits, and discounts on banking products and services. We also offer a generous Paid Time Off (PTO) plan and paid holidays. PTO accruals begin at .0745 per hour worked for our part time employees up to a maximum accrual of 240 hours per year for certain Full-Time employees. PTO accruals are dependent on position, status (Full time or Part time), and years of experience in accordance with our PTO policy. Most Full-Time employees are also offered 6 paid holidays and Part Time employees are offered pro-rated paid holidays. In addition, employees in Utah and Nevada may be eligible for pay for certain state recognized holidays. Visit our website for more details We are an Equal Opportunity Employer and qualified applicants, or employees will receive consideration for employment without regard to race, color, religion, national origin, sex (including pregnancy), sexual orientation, gender identity, mental or physical disability, genetic information, protected veteran status, or any other category protected by applicable federal, state, or local laws. Glacier Bancorp, Inc. does not sponsor applicants for work visas. All applicants must be legally authorized to work in the US. No Recruiters or unsolicited agency referrals please.