Corporate Fair & Responsible Banking Analyst-Loan Review

«out The Role This role will assist the Corporate Fair and Responsible Banking (FARB) Manager in conducting loan reviews, adverse action reviews, Regulation B timing loan reviews, hidden denial reviews, fee reviews, deposit overdraft reviews, and other reviews as assigned. Other reviews will be assigned by the FARB manager based on new regulation, advisory opinions, current industry trends, Internal Audit findings, and external exams. This is a Corporate position which may be located at an available bank division location across our eight-state footprint in AZ, CO, ID, MT, NV, UT, WA, or WY. The mid-rate for this position is $66,779.87 + / per year. (calculated for Kalispell, MT). All compensation offers are analyzed individually and take into consideration multiple factors including but not limited to geographic location, years of experience, and educational background. · Work with the FARB Manager and other FARB analysts to assist with conducting fair banking/lending reviews. These reviews will consist of loan reviews, adverse action reviews, Regulation B timing reviews, hidden denial reviews, fee reviews, deposit overdraft reviews, appraisal reviews, loan system data integrity reviews, deposit system data integrity reviews, and any other reviews based on exams and findings. · Create executive summaries based on the scope, surveys, findings, observations, and recommendations of each review. Keep track of all FARB recommendations throughout the year and ensure the Division or GBCI department management completes the recommendation before the due date. · Work with the FARB manager to create and send surveys to a range of bank employees for various FARB reviews during the year. Analyze the survey results and create reports and/or recommendation based on these results. · Update the annual FARB Risk Assessment. Compile all the results and work with the FARB manager to analyze and prepare annual FARB Program memo for Compliance Committee and Management Compliance Committee. Create other department risk assessments to send out throughout the year and create memo based on results. · Update all FARB policies and procedures. This includes Regulation B Application and Adverse Action procedures as well as the FARB and UDAAP policies. Also review all products and services to ensure any added or removed meet fair banking requirements. · Monitor the FARB inbox for questions sent from Compliance Officers and Division employees. This is on a rotating schedule with the other FARB Analysts. · Make updates to FARB work papers to ensure all reviews, surveys, and annual risk assessment are detailed out with specific instructions. These work papers are crucial to the FARB department to ensure business continuity as well as assisting with internal and external audits and exams. · Must comply with all company policies and procedures and all applicable laws and regulations, including but not limited to, the Bank Secrecy Act, the Patriot Act, and the Office of Foreign Assets Control. Must complete the assigned online training courses and achieve a passing score by due date. Must comply with all company policies and procedures and all applicable laws and regulations, including but not limited to, the Bank Secrecy Act, the Patriot Act, and the Office of Foreign Assets Control. Must complete the assigned online training courses and achieve a passing score by due date. About You Qualifications To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Education Required/Preferred Education Level Description Required High School Diploma / GED Preferred Bachelor’s Degree Business, Finance or related field. Experience Required/Preferred Experience Level Description Required 3 years Related banking experience in lending or compliance environment. Required Minimum 2 years’ experience in loan underwriting or processing within consumer, commercial, or mortgage lending. Required Advanced / Specialized Knowledge Strong knowledge of Fair Lending regulations is required: Home Mortgage Disclosure Act, Equal Credit Opportunity Act, Fair Housing Act, Service Members Civil Relief Act, Fair Debt Collection Practices Act, Fair Credit Reporting Act, Truth In Lending Act, Unfair Deceptive or Abusive Acts or Practices, Real Estate Settlement Procedures Act, Mortgage Acts and Practices. Required Advanced Experience Experience working with data and building reports and tables. Preferred Beginner Experience Prior work experience with banking systems which could include: Loan processing, Jack Henry, Encompass, DecisionPro, Laser Pro, nCino, CRAWiz, Fair Lending Wiz experience desired. Would an equivalent combination of relevant education and work experience be considered?: Yes License/Certification Required/Preferred License/Certification Description Required within 1 year of hire Other Relevant Certification Must obtain a professional designation such as Certified Regulatory Compliance Manager (CRCM), Fair Lending Expert (FLE), or Certified Community Bank Compliance Officer (CCBCO). Required Skills and Abilities · Employee must be trustworthy and possess a significant level of credibility, discretion, and diplomacy. · Employee must be capable of interacting calmly and professionally with a variety of people from diverse backgrounds at various levels within and outside of the organization. · Employee must be a team player with a passion for customer service and a proven ability to build rapport and work effectively with employees at all levels of the organization. · Ability to monitor, analyze and apply compliance rules, regulations and procedures. · Ability to adapt to change (e.g. shifting priorities, demands, and timelines) through time management, analytical, and problem solving skills. · Employee must be a self-starter with ability to take ownership and accountability of all roles and responsibilities with minimal supervision. · Ability to serve as a backup for other staff members in a mutually supportive team work environment. · Employee must be capable of regular, reliable, and timely attendance. Additional Requirements Travel Occasional travel required: (less than 10 days per year) by automobile (as driver and passenger), commercial airlines, rental vehicles and public transportation and be able to lodge in public facilities. Working Conditions Environment: Indoors, a climate-controlled shared work area. Noise Level: Moderate noise; not extreme or excessive; within reasonable limits. Lifting: Sedentary work: Exerting up to 10 pounds of force occasionally and/or negligible amount of force frequently or constantly to lift, carry, push, pull or otherwise move objects, including the human body. Sedentary work involves sitting most of the time. Jobs are sedentary if walking and standing are required only occasionally and all other sedentary criteria are met. Vision Close visual acuity to prepare and analyze data and figures, view a computer terminal, and read the computer screen, printed materials, and handwritten materials. Physical Activities Frequency Balancing: Maintaining body equilibrium to prevent falling and walking, standing or crouching on narrow, slippery, or erratically moving surfaces. Infrequent – rare. Climbing: Ascending or descending ladders, stairs, scaffolding, ramps, poles and the like, using feet and legs and/or hands and arms. Infrequent – rare. Crawling: Moving about on hands and knees or hands and feet. Infrequent – rare. Crouching: Bending the body downward and forward by bending leg and spine. Infrequent – rare. Feeling: Perceiving attributes of objects such as size and shape, temperature or texture by touching with skin, particularly that of the fingertips. Infrequent – rare. Fingering: Picking, pinching, typing or otherwise working primarily with fingers rather than with the whole hand as in handling. Daily. Grasping: Applying pressure to an object with the fingers and palm. Infrequent – rare. Kneeling: Bending legs at knee to come to a rest on knee or knees. Infrequent – rare. Lifting: Raising objects from a lower to a higher position or moving objects horizontally from position to position. Occasional – now and then. Pushing: Using upper extremities to press against something with steady force in order to thrust forward, downward or outward. Occasional – now and then. Pulling: Using upper extremities to exert force in order to draw, haul or tug objects in a sustained motion. Occasional – now and then. Repetitive Motion: Making substantial movements (motions) of the wrists, hands, and/or fingers. Daily. Stooping: Bending body downward and forward by bending spine at the waist. Infrequent – rare. What We Offer COMPENSATION & BENEFITS: Starting salary is dependent upon relevant experience and may vary based on the geographic location of the position. We offer an extensive benefits package that includes, but is not limited to medical, dental, vision, and life insurance, a health savings account option, an Employee Assistance Program (EAP), a health rewards program, a 401(k) retirement savings plan, discounts on banking products and services, Paid Time Off (PTO) and holidays. Visit our website for more details! COMPANY OVERVIEW: We are a family of banks whose unique local presence reflects the communities we serve. We welcome the opportunity to grow and change as our customers and communities do the same. Read our story, learn about our banks, and experience life at Glacier Bancorp, Inc. all from our website. Check it out! We are an Equal Opportunity Employer and qualified applicants or employees will receive consideration for employment without regard to race, color, religion, national origin, sex (including pregnancy), sexual orientation, gender identity, mental or physical disability, genetic information, protected veteran status, or any other category protected by applicable federal, state or local laws. Glacier Bancorp, Inc. does not sponsor applicants for work visas. All applicants must be legally authorized to work in the US. No Recruiters or unsolicited agency referrals please.